Whether You're Buying or Building, Avadian Has the Mortgage Options You Need

If it’s time to move, you may not have the luxury of waiting on interest rates to fall. At Avadian, we can help.

Adjustable-Rate Mortgage

Avadian’s adjustable-rate mortgages (ARMs) feature a fixed rate for an initial period followed by a variable rate with periodic adjustments for the remainder of the loan.

An ARM is attractive because…

• the interest rate during the fixed rate period is lower than the rate currently available on a fixed-rate mortgage.
• if rates go down, you can take advantage of lower rates during the adjustable-rate period of the loan or refinance to lock in a new fixed rate.

Construction Loans

Is building your own home the best option for you?

One of Avadian’s one-time close construction-to-permanent mortgage may be for you.

Available as a VA loan (with financing up to 100%) or one of three conventional construction loan options (an ARM or traditional fixed-rate mortgages), a one-time close loan offers savings because you only close on the loan once.

You’ll make interest-only payments during construction and it will convert to a permanent loan with principal and interest payments when you’ve finished your home.

Take your first steps toward your new home today.