The government might be shut down – and your job on furlough – but there’s no furlough for your expenses. We’re here to help.
Right now, we are offering affected federal government a 0% APR loan in the amount of your last paycheck for 60 days1 to help you get the money you need to pay your bills without facing finance charges.
Apply today in-branch or by phone.
Rates accurate as of Oct. 15, 2025.
1Offer valid for current Avadian members with existing direct deposit only. Subject to creditworthiness and proof of furlough and employment by the federal government. Furlough Loans are single-payment loans with full loan amount due at the end of the term. At the end of the term, any unpaid loans will automatically transfer to a personal loan with rates between 8.49% and 18.00% APR, based on creditworthiness.
The credit union is federally insured by the National Credit Union Administration.
Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.
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