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When you are ready for those home renovations, dream vacation or just need a little financial cushion, we think you should choose the best rate and term when it comes to using the equity in your home. That’s why we are offering three home equity line of credit options for you to choose which is best for you.

Choose which Home Equity Line of Credit Option Works best for you:

  1. 1.99% APR for 12 months on a home equity line. (After intro. period, rate converts to current rate, which is as low as 4.50%-7.00% APR).
  2. 3.99% APR for 24 months on a home equity line. (After intro. period, rate converts to current rate, which is as low as 4.50%-7.00% APR).
  3. 5.00% for 3 years on a Home Equity Line of Credit. (After 3 yr. fixed rate period, rate converts to the variable rate at that time.)

Use the equity in your home to help pay for things like:

  • Home Repairs
  • A New Car
  • School Expenses
  • Medical Bills 

Let us help you unlock the potential in your home. We will talk you through our low-rate options, available terms and our quick processing time. Fill out our Speak to a Representative form on the right to get started or hit our "Apply Now" button below!

Apply Now 

*Rate based on Loan to Value and credit worthiness. After the 12 or 24-month introductory rate term, or 3 year fixed rate period, the Annual Percentage Rate (APR) will vary based on the Prime Rate plus applicable margin (as quoted in the Wall Street Journal) on the first day of the month. As of 6/14/2018, the Prime Rate was 5.00%. The amount of the margin will vary based on several factors, including your credit history and loan to value ratio and can range from Prime plus 0% to Prime plus 2.50%. Maximum lifetime rate on Home Equity Line of Credit is 15.00% APR. Ask us for the current index value, margin and annual percentage rate. To qualify for Avadian's 12 or 24-month introductory offer, any HELOC requests must be secured by a property that has not been currently or previously used as security by any of the current owners at Avadian. All rates and offers are subject to change without notice and cannot be combined with other special promotions.



The credit union is federally insured by the National Credit Union Administration.
Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.

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