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Pay for life's unexpected expenses with the equity in your home at the low rate of 1.99% APR* for the first 12 months. (After introductory period, rate converts to current rate. Rates are currently as low as 4.25-6.75% APR.) It's an affordable solution and quick fix to having a catch-all emergency savings plan in place for when you need it. 

Use the equity in your home to help pay for things like:

  • Home Repairs
  • A New Car
  • School Expenses
  • Medical Bills 

Few financial institutions offer a great low home equity rate for as long as 12 months. We're happy to offer it to you. Let us help you unlock the potential in your home. We will talk you through our low-rate options, available terms and our quick processing time. Fill out our Speak to a Representative form on the right to get started or hit our "Apply Now" button below!

Apply Now 

*Rate based on Loan to Value and credit worthiness. After the 12-month introductory rate term, the Annual Percentage Rate (APR) will vary based on the Prime Rate plus applicable margin (as quoted in the Wall Street Journal) on the first day of the month. As of 7/12/2017, the Prime Rate was 4.25%. The amount of the margin will vary based on several factors, including your credit history and loan to value ratio and can range from Prime plus 0% to Prime plus 2.50%. Maximum lifetime rate on Home Equity Line of Credit is 15.00% APR. Ask us for the current index value, margin and annual percentage rate. To qualify for Avadian's 12-month introductory offer, any HELOC requests must be secured by a property that has not been currently or previously used as security by any of the current owners at Avadian. All rates and offers are subject to change without notice and cannot be combined with other special promotions.