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Watch Your Rate Rise With Avadian’s Rate Mover CD

pick your term. make your deposit. watch prime.

If you’re looking to put some money in savings but are worried about committing to a rate now only to see rates increase later, the Rate Mover CD is for you.

Here’s how it works:

  • Pick your term:
    • Choose 2.00% APY1 for 18 months
    • Choose 2.50% APY2 for 48 months
  • Make an initial deposit of $1,000 (with the option to make additional deposits of $500 or more at any time)
  • Watch the prime rate, knowing that if it goes up, your rate goes up too2
    • The interest your CD earns will be adjusted based on the prime rate (as published in The Wall Street Journal) changes on the first day of the following calendar month
    • If the prime rate decreases, you can rest easy because your rate will never go below the initial rate (2.00% APY for an 18-month term or 2.50% APY for a 48-month term)

1,2Annual Percentage Yield. APY is accurate as of Nov. 14, 2018. Penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account. Minimum balance to earn stated APY is $1,000. Rates may change after account opening. CD automatically renews for another term at rates in effect at that time.


The credit union is federally insured by the National Credit Union Administration.
Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.

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