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Tailor Your Checking Account to Meet Your Needs

Does your checking account do what you need it to?

hand_holding_debit

We get it. Checking’s not exactly exciting. But your checking account is important. If you’re like us, you use it nearly every day as you manage your finances – even if you rarely actually write a check. So make sure your checking account does what you need it to by choosing a checking account that gives you choices.

We think choices in checking are so important we named it Choice Checking. 

Choice Checking is a free account that you can tailor to fit your needs.

Choice Checking comes with these standard features:

  • No monthly minimum balance requirement
  • Ability to pair your Choice Checking account with a Centsible Savings account that currently earns a 5.00% APY1 quarterly dividend
  • Visa debit card with enhanced chip technology
  • Full digital access with Online Banking, Mobile Banking With Mobile Deposit, Online Bill Payment, and e-Statements
  • No withdrawal fees from Avadian or CO-OP network ATMs – nearly 30,000 ATMs and access to more than 5,000 shared branches nationwide

Then you choose any three of these additional features2:

  • ATM fee refunds, up to $10 per month3
  • Discounted rates on new collateral loans, like boats or cars (excludes loans secured by real estate)
  • Special bonus rates on Certificates of Deposit (CDs)4
  • 25% discount on safe deposit box rentals (available at certain branches)
  • No issuance fee on Cashier’s Checks (up to three per month)
  • Free incoming and outgoing wire transfers (up to two per month; we do not offer foreign wire transfers)

Because having a choice matters.

Choice Checking Accounts are subject to membership and eligibility.

1APY=Annual Percentage Yield. APY is accurate as of Sept. 17, 2019, and is subject to change each quarter. Minimum average daily balance to earn advertised APY is $.01 at the end of each quarter. Fees may reduce earnings. Cannot make deposits or transfers into a Centsible Savings Account.

2Choices may be changed any time with a $10.00 fee per choice change except for loan discounts or CD bonuses which may only be changed at maturity.

3Transactions include inquiries, transfers, and withdrawals from savings or checking. Refer to Choice Checking designation form for ATM fee refund rules.

4Excludes CD Specials. Cannot be combined with any other offer.

This credit union is federally insured by the National Credit Union Administration.
Additional insurance of up to $250,000 on your deposit accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.



The credit union is federally insured by the National Credit Union Administration.
Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.

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