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Look at Your Home in a Whole New Way 

with a 2.99% fixed APR home equity line of credit for 12 months.

If it’s time to get moving on those long overdue home renovations or start planning a dream vacation, Avadian can help you see how your home can help you accomplish all your plans. A Home Equity Line of Credit is an affordable option that allows you to tap into your home’s equity to fund replacing those outdated cabinets or setting off on a family vacation to Hawaii. Plus, we offer three low rate options1 for you to choose from:

  • 2.99% Fixed APR for 12 months
  • 3.99% Fixed APR for 24 months
  • 5.25% Fixed APR for 36 months

Ready to see your home in a whole new way? Fill out the form to the right and we’ll help you get started.

1Subject to membership, creditworthiness, and approval. To qualify for one of Avadian's introductory offers, any HELOC requests must be secured by a property that has not been (currently or previously) used as security by any of the current owners through Avadian. All rates and offers are subject to change without notice and cannot be combined with other special promotions. After the fixed rate period, the APR converts to the variable rate in effect at that time. The variable rate is based on The Wall Street Journal prime rate (as quoted on the first day of the month) plus a margin. As of 8/1/19, the prime rate was 5.25%. The maximum APR that can apply is 15.00%. The amount of the margin will vary based on several factors, including your credit history and loan-to-value ratio, and can range from prime plus 0% to prime plus 2.50%. Ask us for the current index value, margin, and Annual Percentage Rate. 

Not ready to apply for a HELOC?

We've written a few e-books on the uses, benefits, and advantages of using a HELOC. 


The credit union is federally insured by the National Credit Union Administration.
Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.

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