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An Affordable Way to Make Your Dream a Reality

A DREAM KITCHEN. A DREAM VACATION. A DREAM CAR. A DREAM COME TRUE.

couple_sitting_on_kitchen_floor

Whatever your dream is – a renovation project, a family trip to see The Pyramids, making sure your child is the first in the family to earn a degree – we can help you make it a reality with great rates on a Home Equity Line of Credit from Avadian.

Right now, you can take advantage of the equity in your home with three great introductory offers1:

  • 2.99% APR introductory fixed rate for 12 months
  • 3.99% APR introductory fixed rate for 24 months
  • 5.25% APR introductory fixed rate for 36 months

After the introductory fixed rate period, the APR will vary based on the prime rate (as published in The Wall Street Journal) plus a margin2 ranging from 0% to 2.50%. As of Aug. 1, 2019, the prime rate was 5.25%.

And if you use the Home Equity Line of Credit for home improvements, you may be able to deduct the interest from your taxes. Read more about the potential tax benefits here.

Because making dreams come true matters.

1The 12-month and 24-month introductory fixed rate offers are not available if the property has been used by the current owners to secure another Home Equity Line of Credit in the past three years. All rates and offers are subject to change without notice and cannot be combined with other special promotions. Property insurance is required.

2The amount of the margin will vary based on several factors, including creditworthiness and loan to value ratio. Maximum lifetime rate on Home Equity Line of Credit is 15.00% APR. Closing costs will be waived with a minimum advance at closing of $10,000. Closing costs and other fees are estimated to be between $300 and $500. For the 12-month and 24-month introductory fixed-rate terms, if Home Equity Line of Credit falls below $9,000 in the first 12 months, you will have to reimburse the closing costs waived by the credit union. For the 36-month introductory fixed-rate terms, if Home Equity Line of Credit falls below $9,000 in the first six months, you will have to reimburse the closing costs waived by the credit union.

Equal_Housing_OpportunityEqual Housing Opportunity Lender.


The credit union is federally insured by the National Credit Union Administration.
Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.

Equal Housing Lender Equal Housing Opportunity Lender
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